Disability Resources in Kentucky

Last updated September 7, 2026

Kentucky residents living with physical, intellectual, developmental, or mental health disabilities have access to a range of federal and state-administered programs that can help cover medical costs, daily living support, housing, employment, and more. Navigating these systems can feel overwhelming, but knowing where to start makes a real difference. The Kentucky Cabinet for Health and Family Services (CHFS) is the primary state agency overseeing many of these programs, and it's a good first call if you're unsure where to begin.

If you're not sure which program fits your situation, call 2-1-1 Kentucky — a free, confidential helpline available 24/7 that connects callers to local disability services, transportation assistance, caregiver support, and more. A trained specialist can help identify what you may qualify for and connect you directly to the right agency. You can also text your zip code to 898-211 or visit 211kentucky.org.

For those in mental health crisis, the 988 Suicide & Crisis Lifeline (call or text 988) offers immediate, free support. Kentucky also has a strong network of Community Mental Health Centers across the state that provide ongoing behavioral health and disability-related services — your local center can be found through 2-1-1 or CHFS.

Key programs in Kentucky

Kentucky Medicaid (including Home and Community Based Services Waivers)

Covers medical care for low-income Kentuckians with disabilities, and through HCBS waivers, can fund in-home personal care, supported employment, day programs, and other supports that help people live in the community rather than in institutions.

How to access: Apply online at kynect.ky.gov, by calling 1-855-459-6328, or by visiting a local CHFS office. A caseworker can help determine which waiver programs you may qualify for, as some have waiting lists.

Social Security Disability Insurance (SSDI) & Supplemental Security Income (SSI)

Federal programs that provide monthly cash benefits to people with qualifying disabilities. SSDI is based on work history; SSI is needs-based for those with limited income and resources, including children with disabilities.

How to access: Apply online at ssa.gov/disability, call the Social Security Administration at 1-800-772-1213 (TTY 1-800-325-0778), or visit your nearest Kentucky Social Security field office. Kentucky has offices in Louisville, Lexington, Bowling Green, Paducah, and other cities.

Office of Vocational Rehabilitation (OVR) — Kentucky

Helps Kentuckians with disabilities find and keep employment through career counseling, job training, assistive technology, and education funding. Services are individualized and free to eligible participants.

How to access: Contact the Kentucky Office of Vocational Rehabilitation through CHFS at 1-800-372-7172 or visit chfs.ky.gov/agencies/ovr. OVR has district offices throughout the state and accepts self-referrals.

Kentucky Assistive Technology Service (KATS) Network

Connects Kentuckians with disabilities to assistive technology — devices and tools like communication aids, mobility equipment, and adaptive software — through demonstrations, device loans, and a reuse program that offers low-cost equipment.

How to access: Contact the KATS Network through the University of Kentucky Human Development Institute at 1-800-327-5287 (toll-free) or visit assistivetech.net. The device reuse and loan programs are available statewide.

HUD-Funded Housing Assistance & Continuum of Care (Kentucky)

Federal housing support administered locally through Kentucky's regional Continuum of Care networks. Programs include Section 8 Housing Choice Vouchers (for people with disabilities who meet income limits), accessible public housing, and transitional housing for those experiencing homelessness due to disability.

How to access: Contact your local Public Housing Authority (PHA) — Kentucky has multiple PHAs in Louisville, Lexington, and other regions. To find yours, visit hud.gov or call 2-1-1 Kentucky for local referrals. Wait lists are common; apply as early as possible.

Disability Resources resources for Kentucky

Administration for Community Living (ACL)

Nationwide

Federal programs and resources supporting people with disabilities and older adults.

Visit

Social Security Disability (SSA)

Nationwide

Apply for and manage Social Security Disability Insurance (SSDI) and SSI benefits.

1-800-772-1213
Visit

The Arc

Nationwide

Advocacy and local chapter services for people with intellectual and developmental disabilities.

Visit
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