Senior Resources in Montana
Last updated September 11, 2026
Montana is home to a large and growing population of older adults spread across vast rural distances, which can make finding the right support challenging. Whether you or a loved one needs help with food, utilities, healthcare, housing, or in-home care, a strong network of federal and state programs is available — many administered locally through Montana's Area Agencies on Aging (AAAs) and the Montana Department of Public Health and Human Services (DPHHS).
A great first step for any Montana senior or caregiver is calling 2-1-1 Montana (dial 2-1-1 or text your zip code to 898-211). Trained specialists can connect you to local services across the state, including in remote areas. You can also reach the national Eldercare Locator at 1-800-677-1116 to find your nearest Area Agency on Aging, which coordinates meal delivery, transportation, caregiver support, and more at the community level.
If you are helping an older adult navigate these systems, starting with DPHHS's Senior and Long Term Care division is often the most efficient path. They oversee Medicaid long-term care, home and community-based services, and licensing of care facilities statewide. Many programs have income or age eligibility requirements, so gathering basic financial and medical information before you call can speed up the process.
Key programs in Montana
Montana Medicaid — Senior and Long Term Care Division (DPHHS)
Covers medical costs, nursing facility care, and home and community-based services (such as personal care, adult day services, and assisted living support) for eligible low-income seniors aged 65 and older.
How to access: Apply online at dphhs.mt.gov, visit your local DPHHS office, or call the department directly. Eligibility is based on income, assets, and functional need. A case manager can help determine which waiver programs may apply.
SNAP (Supplemental Nutrition Assistance Program) — Montana DPHHS
Provides monthly electronic benefits to help low-income seniors purchase groceries. Many older adults qualify even on modest fixed incomes, and Montana offers a simplified application process for seniors.
How to access: Apply online through the Montana DPHHS benefitsenrollment portal, at a local DPHHS office, or by calling 2-1-1 Montana for help with the application. An in-home interview option may be available for those who cannot travel.
LIHEAP (Low Income Home Energy Assistance Program) — Montana DPHHS
Helps low-income seniors pay heating and cooling costs, which is critical in Montana's harsh winters. May also cover emergency energy assistance and weatherization referrals.
How to access: Applications open seasonally, typically in the fall. Contact your local DPHHS office, call 2-1-1 Montana, or visit dphhs.mt.gov to find current program dates and apply. Income limits apply and are based on household size.
Eldercare Locator / Area Agencies on Aging (AAAs)
Montana's regional AAAs coordinate a wide range of services for adults 60 and older, including Meals on Wheels and congregate dining, transportation assistance, caregiver support, legal aid referrals, Medicare counseling (SHIP), and help preventing social isolation.
How to access: Call the national Eldercare Locator at 1-800-677-1116 (free, weekdays) or visit eldercare.acl.gov to find the AAA serving your Montana county. Services and availability vary by region.
VA Benefits — Montana VA Health Care System
Eligible veterans aged 65 and older may access VA health care, prescription coverage, home-based primary care, community nursing home placement, caregiver support through the Program of Comprehensive Assistance for Family Caregivers (PCAFC), and pension benefits including Aid & Attendance for those needing help with daily activities.
How to access: Contact the Montana VA Health Care System, visit va.gov, or call 1-800-827-1000. Montana also has county Veterans Service Officers (VSOs) who can help with benefits claims at no cost — find them through the Montana Department of Military Affairs.
Senior Resources resources for Montana
Eldercare Locator
NationwidePublic service connecting older adults and caregivers to trustworthy local support resources.
Graham Ellery — free family-caregiver resources
NationwideFree printable agenda to help families discuss an aging parent’s preferences, divide everyday tasks, identify a backup and agree on a check-in. General planning material, not clinical advice or a care service. Published on the website promoting Apparently, I’m the Caregiver by Graham Ellery (a pen name); no purchase or signup required to use the resource.
Medicare
NationwideFederal health insurance information and enrollment help for people 65+ and some younger people with disabilities.
National Council on Aging
NationwideBenefits screening and programs to help older adults age well and stay financially secure.
Other resources in Montana
- Housing Assistance in Montana
- Food Assistance in Montana
- Utility Assistance in Montana
- Transportation Assistance in Montana
- Funeral & End-of-Life Assistance in Montana
- Mental Health Resources in Montana
- Domestic Violence Resources in Montana
- Disability Resources in Montana
- Veteran Resources in Montana
- Child & Family Assistance in Montana